Stock Picks Essays - Accounting Scandals, Financial Ratios

Stock Picks Term Paper Before I recommend a security, it is necessary for me to establish a few assumptions about the nature of my investment perspective. I am 22 years of age and therefore am less averse to risk. Therefore, my investment time horizon is very long due to my age. My first stock pick is based upon the previous assumptions and also the following one; Economic activity proceeds at a brisk rate as in 1999. Since this would indicate a bull market, I would choose a stock in the technology sector. I choose Gateway, ticker symbol (GTW). In the months to come, this company will start flooding the market with what is known as Internet Appliances, or IAs. These are inexpensive network computers with the network being the Internet. They will cater to consumers who want Web access but dont want the cost, technical problems, and maintenance that comes with a PC. However. That doesnt necessarily mean PCs are going away in the foreseeable future Gateway plans on making profit from these IAs by signing deals with communications giants like America Online to be ISPs. GTW recently traded at $56 a share, with a P/E of 30.6. This equals an EPS of $1.83. In my next stock-pick, I still presume the assumptions in the first paragraph, and also I need to make a different assumption; Continued economic growth leads to an inflationary environment in 2000. For these economic conditions, I feel United Technologies Corporation, symbol (UTX), is an appropriate stock. One of the 30 stocks on the Dow Jones Industrials, United Technologies Corporation, based in Hartford, Connecticut, provides a broad range of high technology products and support services to the building systems and aerospace industries. Those products include Pratt Carrier heating, air conditioning and refrigeration; Otis elevator, escalator and people movers; Hamilton Sundstrand aerospace and industrial products; Sikorsky helicopters and International Fuel Cells power systems. In the news May 3, 2000, Otis Elevator Co. landed a contract Tuesday worth more than $8 million to supply 31 elevators to the Hearst Tower building in Charlotte, N.C. This is indicative of the activity this company will have into the future time horizon of the next few months. Thus being a blue-chip stock, it has been relatively stable the past few years as compared to the S&P 500. In fact it has outperformed it consistently the past 5 years. The following graph indicates this point. As of April 28, 2000, UTX was trading at $62.19. In April of 1990, UTX was trading at around $13.65 a share. So by judging from the stability of this company one would expect, and rightfully so, this company to pay dividends. The last quarter ( Q 1 2000) will pay a dividend of $.20. In times of recession, a stock paying a regular dividend will appreciate in price. With UTX being at its 52-week low about a month ago at $46.50, the capital gains could at least be expected in the next couple of weeks. Interestingly enough, its 52-week high was almost exactly 52 weeks ago on May 11, 1999, at $75.97. Its P/E was 20.06 on April 28, 2000. This translates into an EPS of $3.10. UTX had a 17 percent increase in first quarter diluted earnings per share to $0.74 versus $0.63 in the prior year. Diluted earnings per share means all convertible securities and warrants are assumed to be exercised when they are reported in the companies financial statements. At the end of quarter 1, 2000, net income was $377 million, 22 percent above the $308 million reported in 1999. Revenues for the quarter were $6.4 billion, 17 percent higher than the prior year. Debt to capital ended the quarter at 38 percent, unchanged from the end of 1999. This is a favorable indicator, since increasing this ratio naturally indicates increased debt. I feel UTX is a generally wise purchase all around if you are looking for a generally safe stock. Its beta is .94, which means it is less volatile than the market and less subject to dramatic price fluctuations. I had the opportunity to have a tour of Sikorsky Aircraft located in Stratford, CT, as my

Sample AP US History Long Essay

Sample AP US History Long EssayOne of the most commonly asked questions of students, parents and high school guidance counselors is 'How to write a sample AP US History Long Essay.' This question is important as it sets an expectation that students must meet in order to be able to write a better essay.The Sample AP US History Long Essay contains basic information on what the student must have been taught by their instructors to accomplish the required tasks in the course. It will also include a sample essay.The goal is to have a complete conversation between a student and a teacher on the facts of the year. It will also include materials to be used in class as well as the resources and information that the student can use during a project. This is a well-designed learning resource for students who want to be able to write a good essay for their AP US History class.They should include multiple sections as well as each section should be separated from the next section by a blank line. It will be noted that in some AP US History Long Essay's students will actually need to write a separate essay.It should also be noted that the student should focus on areas that were taught in their AP US History class. This will allow them to focus on what the course was about and how it was taught so that they can write a much more efficient essay.There is also a section where the student can create their own essay. This allows the student to be able to put their own personal spin on their subject matter. This can be used for small projects or they can put the writing project into a more published form that can be used in college applications and work in a college paper.Students can either check out a free sample AP US History Long Essay or they can just purchase a book that teaches all of the lessons taught in this section. For a great deal more money you can get a book that will teach the whole course in just one page.

Calculating Enthalpy Changes Using Hesss Law

Calculating Enthalpy Changes Using Hess's Law Hesss Law, also known as Hesss Law of Constant Heat Summation, states that the total enthalpy of a chemical reaction is the sum of the enthalpy changes for the steps of the reaction. Therefore, you can find enthalpy change by breaking a reaction into component steps that have known enthalpy values. This example problem demonstrates strategies for  how to use Hesss Law to find the enthalpy change of a reaction using enthalpy data from similar reactions. Hess's Law Enthalpy Change Problem What is the value for ΔH for the following reaction?CS2(l) 3 O2(g) → CO2(g) 2 SO2(g)Given:C(s) O2(g) → CO2(g); ΔHf -393.5 kJ/molS(s) O2(g) → SO2(g); ΔHf -296.8 kJ/molC(s) 2 S(s) → CS2(l); ΔHf 87.9 kJ/mol Solution Hesss law says the total enthalpy change does not rely on the path taken from beginning to end. Enthalpy can be calculated in one grand step or multiple smaller steps.To solve this type of problem, we need to organize the given chemical reactions where the total effect yields the reaction needed. There are a few rules that must be followed when manipulating a reaction. The reaction can be reversed. This will change the sign of ΔHf.The reaction can be multiplied by a constant. The value of ΔHf must be multiplied by the same constant.Any combination of the first two rules may be used. Finding a correct path is different for each Hesss law problem and may require some trial and error. A good place to start is to find one of the reactants or products where there is only one mole in the reaction.We need one CO2, and the first reaction has one CO2 on the product side.C(s) O2(g) → CO2(g), ΔHf -393.5 kJ/molThis gives us the CO2 we need on the product side and one of the O2 moles we need on the reactant side.To get two more O2 moles, use the second equation and multiply it by two. Remember to multiply the ΔHf by two as well.2 S(s) 2 O2(g) → 2 SO2(g), ΔHf 2(-326.8 kJ/mol)Now we have two extra S and one extra C molecule on the reactant side we dont need. The third reaction also has two S and one C on the reactant side. Reverse this reaction to bring the molecules to the product side. Remember to change the sign on ΔHf.CS2(l) → C(s) 2 S(s), ΔHf -87.9 kJ/molWhen all three reactions are added, the extra two sulfur and one extra c arbon atoms are canceled out, leaving the target reaction. All that remains is adding up the values of ΔHf.ΔH -393.5 kJ/mol 2(-296.8 kJ/mol) (-87.9 kJ/mol)ΔH -393.5 kJ/mol - 593.6 kJ/mol - 87.9 kJ/molΔH -1075.0 kJ/molAnswer:  The change in enthalpy for the reaction is -1075.0 kJ/mol. Facts About Hess's Law Hesss Law takes its name from Russian chemist and physician Germain Hess. Hess investigated thermochemistry and published his law of thermochemistry in 1840.To apply Hesss Law, all of the component steps of a chemical reaction need to occur at the same temperature.Hesss Law may be used to calculate  entropy and Gibbs energy in addition to enthalpy.

Quotes of Encouragement for Women

Quotes of Encouragement for Women Fight off the feeling of helplessness. You are a woman! You have the power to create, nurture, and mold. Your voice may be soft, but it carries a sense of determination. Your shoulders may be delicate, but they can carry the burden of a family with ease. Dont underestimate your strengths and abilities. When the time is right, you can prove your mettle to the world. Quotes of Encouragement for Women Read these encouraging quotes for women and learn to believe in yourself. These quotes can help you overcome any challenge that hinders your growth. St. Teresa of AvilaHowever softly we speak, God is near enough to hear us. Anais NinThere came a time when the risk to remain tight in the bud was more painful than the risk it took to blossom. Havelock EllisCharm is a womans strength just as strength is a mans charm. Indira GandhiPeople with clenched fists can not shake hands. Alice WalkerThe most common way people give up their power is by thinking they dont have any. Anais NinDreams are necessary to life. Pearl BaileyPeople see God every day. They just dont recognize him. Diane MariechildA woman is the full circle. Within her is the power to create, nurture and transform. Grandma MosesLife is what we make it, always has been, always will be. Edgar Watson HoweA man has his clothes made to fit him; a woman makes herself fit her clothes.

Website Design. User Experience and Usability Essay

Website Design. User Experience and Usability - Essay Example 4). Interaction design is likewise defined as an aesthetic facilitation between human beings and products or services that are perceived with certain ‘awareness’ due to the microprocessors that can sense and respond to tabs and keys used as prompts and commands (Saffers, 2007, p. 4). Being engineered to respond to human beings, there are embed rules, methods, and scientific contextual nuances targeted at responding to problems and circumstances (Saffers, 2007, p. 4). With the recent influx of collaborative media, information technology and its software become essential in practicing ‘digitally mediated practices’ through collaborative action based on â€Å"cross-medial infrastructures (Parviainen, Tuuri, & Pirhunen, 2013, p. 103).† Computers for instance became more functional and have increasing became a necessity for daily use because it is engineered with disciplined design, structures, and communicative processes that are truly instrumental for in teraction and for online discourse (Parviainen et.al., 2013, p. 103). This is developed by people who invented interactive technology to hasten the â€Å"reduction of physical action and cognitive load of users (Lowgren & Reimer, 2013, p. 86).† ... ion technology-dependent persons because ideas evolved into digitized realities that have seemingly traced realities into digital forms (Moggridge, 2006, p. 1). Such is significant because it has scaled up entrepreneurial design for the development of technology (Moggridge, 2006, p. 1). For instance, a person, as a user of computer and or of the online social network, or of software programs embed in it will certainly be able to appreciate it when user is able to read and understand the methods and its application. These logical systems and methods or approaches must be read well to fully enjoy its functionality. Gube (2010) explained that user experience refer to the interfacing of system or a website generally detailing on human-computer interaction (p. 1). At its maximum, a tech experience can appreciate its utility if the technology can interact with human factors, produce accessibility, make use of it for marketing, do ergonomics and bolster system performance (Gube, 2010, p. 1) . As such, the web can be valued of its efficiency, services and creative functionalities (Gube, 2010, p. 1). Must be user-centered Gube (2010) asserted that the web engineering must be user-centered or must be tailored sensitively in accordance to the needs of the users or subscribers (p. 1). Gube (2010) defined user-centered design as technological architecture that is design to fit to the needs of users (p. 1). Business experts contended that a product can only jibed with utilitarian value when products are developed to answer the needs of clients or the market (Gube, 2010, p. 1). The sales of these goods cannot be appreciated when it lacks value and is bereft of meaning for clients (Gube, 2010, p. 1). That’s why technologies these days are modelled by its usefulness, multi-tasks

Communications Analysis of two interviews Essay

Communications Analysis of two interviews - Essay Example Besides, there was another Loan officer that interrupted out discussion quite frequently during the interview. Although I did not express it, yet somewhere deep inside me, I had mixed feelings about this attitude of Bill Cook and his staff. Opening and Closing: In the beginning, Bill Cook welcomed me into his room with a big smile on his face. We wished each other and shook hands. He himself took my coat and pulled back a chair for me. He asked me if I would like to have something to drink first. Despite his professionalism and nice tone of speech, I remained quite intimidated throughout the interview. By the time we were done with the interview, we shook hands with each other once again, and I thanked him for his time, attention and consideration. Relationship Dimensions: I felt quite nervous throughout the interview. Bill Cook was a stranger to me. We had never seen each other before the interview. In order to get the maximum response to my questions, I had to make my questions eas ily perceivable for Bill Cook. This demanded development of a comfort level with a person, who was an altogether stranger to me, though I managed to develop it sufficiently well. However, there was so much to ask that I felt constant nervousness. I had to ask Bill Cook why women Loan Officers could not be seen at any of the Land Bank branches. This and several other questions like this were indeed, quite personal, yet they were extremely important, so could not be missed. The nervousness kept me from becoming over confident and I conducted the interview in a prudent manner. At the end of the interview, the atmosphere was calm and relaxed and we had both enjoyed the discussion. Listening: Bill cook was a little preoccupied and seemed to be in a hurry from the speed of his response to my questions. Besides, his attention was being constantly sapped by the flooding phone calls and the interruption of the Loan officer, yet he managed to hear me good enough to deliver to the point answer s. In order to make my self heard well, I made use of the aggressive listening approach, and from the results, I can tell that the selection was right. Nonverbal communication: I was dressed in a business black suit and blazer and Bill Cook had worn khaki’s and a striped polo shirt. Bill Cook made good use of body language in conveying his points to me. He particularly emphasized upon the use of hands and eyes while making the speech. He maintained a constant and uninterrupted eye contact with me. I could not stand that, and would occasionally look down in an attempt to hide my nervousness and intimidation that had occupied me throughout the interview. Bill Cook tried to explain with hands, which made more comfortable and facilitated while making the speech. A hand shake was a good symbol of nonverbal greeting both before and after the interview. Reflection on the interview: Overall, the interview went extremely fine. I do believe that I could somehow, not get the entire trut h from Bill Cook regarding the lack of women’s representation in the job. Perhaps, I should have pressed him harder on the subject, though it was not entirely possible because Bill Cook seemed to be in too much a hurry to let me play with words. Still, I got sufficient information from Bill Cook to content my concerns. I chose to interview Bill Cook because he is quite experienced in Loan banking. I wanted to learn about banking and wanted to know why women did not participate in it in any branch of the

The Catcher In The Rye :: essays research papers

  Ã‚  Ã‚  Ã‚  Ã‚  The novel The Catcher in the Rye, by J.D. Salinger, is about a troubled young man named Holden Caulfield. Holden searches his teenage life, struggling to find answers to his questions about himself and his identity. No matter where Holden goes, in his opinion he is surrounded by phonies. They appear to be everywhere Holden is: his school, the hotel, the theatre, and all over the streets of New York. The story is told from Holden’s point of view, as he endeavours to put together the pieces of the puzzle that he calls his life.   Ã‚  Ã‚  Ã‚  Ã‚  Holden Caulfield, the main character in the novel, is an immature teenager. Holden is sixteen years old, six feet two inches tall, with a crew cut and prematurely greying hair. His story begins as he is kicked out of prep school, and takes off to New York. Holden's thoughts and ideas reveal many of his character traits. One late Saturday night, four days before the beginning of school vacation, Holden decides to leave Pencey, his school, at once and travels to New York by train. Once in New York, he decides that he will stay in a cheap motel until Wednesday, when he is to return home. His plan shows how very impetuous he is and how he acts on a whim. He is unrealistic, thinking that he has a foolproof plan, even though the extent of his plans are to â€Å"take a room in a hotel...and just take it easy till Wednesday.† This course of action proves Holden’s recklessness and immaturity very early on in the novel.   Ã‚  Ã‚  Ã‚  Ã‚  Another considerably minor (and yet still imperative) addition to the novel is Phoebe Caulfield. Holden’s younger sister is his main supporter. She sticks with him no matter what, but she also, however, is not afraid to scold Holden for his errors. Although Phoebe is merely a young child, she understands Holden, sometimes more than he does. â€Å"Old Phoebe didn’t say anything, but she was listening.... she always listens when you tell her something. And the funny part is she knows, half the time, what the hell you’re talking about. She really does.† (167) Phoebe is an instant reminder of delight to Holden, and every decision he makes revolves somehow around the sister he loves so much.   Ã‚  Ã‚  Ã‚  Ã‚   Holden Caulfield, at first, appears to be having a conflict with society, but, upon closer examination, we see that he is truly only at war with himself.